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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A notarized deed ensures that the

A) title is transferred.
B) title is clear.
C) deed can be recorded.
D) deed is legally binding.

2. Which of the following is excluded from coverage in the standard owner's policy?

A) any law, ordinance, or governmental regulation without filed notice
B) recorded documentation on the title to real property without acknowledgment
C) lack of a right of access to and from the land
D) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

3. Karen has a life estate in the property. Upon her death, the property passes to

A) her heirs.
B) her spouse.
C) the previous owner.
D) the remainderman.

4. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) FHA
C) State
D) ALTA

5. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) covenant.
B) federal lien.
C) judgment.
D) standard exception.

Solutions: