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Repeated practice under a real clock is what consolidates knowledge into reflexes. The TestKingIT test engine for the Series6 exam recreates the genuine testing environment, lets you practice the same question sets repeatedly until they stick, and runs offline — walk into your 2026 FINRA Investment Company and Variable Contracts Products Representative Examination (IR) already rehearsed.

FINRA Series6 Exam Overview:

Certification Vendor:FINRA
Exam Name:Investment Company and Variable Contracts Products Representative Qualification Examination (IR)
Exam Number:Series 6
Exam Price:$100 USD
Passing Score:70%
Available Languages:English
Real Exam Qty:55 (50 scored + 5 unscored pretest)
Exam Format:Multiple-choice
Exam Duration:90 minutes
Certificate Validity Period:Valid while associated with a FINRA member firm and completing continuing education
Related Certifications:Series 66
Series 63
Securities Industry Essentials (SIE)
Series 7
Recommended Training:FINRA Official Content Outline
Exam Registration:Prometric Scheduling
FINRA Series 6 Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based testing at authorized Prometric test centers
Pre Condition:Must be sponsored by a FINRA member firm; corequisite: pass the Securities Industry Essentials (SIE) exam
Official Syllabus URL:https://www.finra.org/registration-exams-ce/qualification-exams/series6

FINRA Series6 Exam Syllabus Topics:

SectionWeightObjectives
Provides Customers with Information About Investments, Makes Recommendations, Transfers Assets and Maintains Appropriate Records50%- Variable contracts: variable annuities, variable life insurance
- Retirement plans and 529 savings plans
- Recordkeeping and disclosure requirements
- Investment company products: mutual funds, UITs, closed-end funds
- Product features, risks, costs, and tax considerations
- Suitability rules and recommendations
Obtains and Verifies Customers’ Purchase and Sales Instructions; Processes, Completes and Confirms Transactions10%- Trade confirmations and account statements
- Order entry and processing procedures
- Error resolution and correction procedures
- Payment and settlement processes
Opens Accounts After Obtaining and Evaluating Customers’ Financial Profile and Investment Objectives16%- Account types and registration
- Anti-money laundering (AML) and compliance
- Financial profile and investment objectives assessment
- Customer identification and verification
Seeks Business for the Broker-dealer from Customers and Potential Customers24%- Advertising and sales literature regulations
- Communications with the public and regulatory rules
- Telemarketing and solicitation rules
- Prospecting and identifying customer needs

What to Know About the FINRA Investment Company and Variable Contracts Products Representative Examination (IR) Before You Start

Registration for the FINRA Investment Company and Variable Contracts Products Representative Examination (IR) goes through the official channels listed here:

One detail worth knowing before you book: the Series6 exam is delivered Computer-based testing at authorized Prometric test centers.

Yes — the free trial exists so customers can fully understand the system before buying. Download the sample Series6 practice questions at no cost, explore the interface, and check the verified answers yourself. Once you purchase, 365 days of free updates are included, and if the product expires, the update service renews at a 50% discount from your member zone.

The FINRA Investment Company and Variable Contracts Products Representative Examination (IR) blueprint is organized into 4 domains, led by Provides Customers with Information About Investments, Makes Recommendations, Transfers Assets and Maintains Appropriate Records (50%), Obtains and Verifies Customers’ Purchase and Sales Instructions; Processes, Completes and Confirms Transactions (10%), and Seeks Business for the Broker-dealer from Customers and Potential Customers (24%). The complete weighted syllabus appears above on this page — it is the checklist your preparation should be measured against.

You will face 55 (50 scored + 5 unscored pretest) questions within 90 minutes on the Series6 exam. The real exam pressure comes from that ratio — knowledge alone does not finish exams on time. Rehearse with the TestKingIT test engine's timed mode, repeat the same question sets until the answers consolidate, and pacing stops being a risk factor.

Must be sponsored by a FINRA member firm; corequisite: pass the Securities Industry Essentials (SIE) exam

Eligibility rules do get revised, so before booking, verify the current requirements on the official FINRA exam page.

Delivery takes effect immediately: download right after payment, with an email copy arriving within one minute. If 2 hours pass with no email, check spam and contact customer service — professional staff can remotely guide installation and use if needed. Downloads and simultaneous use are not limited, so every device you own can carry the material.

If you sit the Series6 exam within 60 days of purchase and do not pass, the TestKingIT money back guarantee covers you: file within 2 days of the exam with a scanned enrollment slip and the official score report (PDF), and the claim is processed within 7 days. The candidate name must match the payer name; the policy excludes exams taken within 3 days of purchase, purchases never used in an actual exam attempt, free materials, and expired orders. If you prefer to keep preparing, exchange the product for two free exam packages of equal value and retain the update service on your original purchase.

FINRA lists these training resources for the FINRA Investment Company and Variable Contracts Products Representative Examination (IR):

Courses build the framework; repeated practice consolidates it. Pair whichever resource you choose with 325 practice questions from TestKingIT and important knowledge points stay learned, not just seen.

The Series6 exam — full title Investment Company and Variable Contracts Products Representative Examination (IR) — is FINRA's own certification test, and passing it awards the Investment Company and Variable Contracts Products Representative certification at the Entry-level level. The certificate is valuable precisely because it is demanding: it proves to employers that your skills survived a vendor-built examination. It also serves as a stepping stone toward Securities Industry Essentials (SIE), Series 63, Series 66, Series 7.

The passing score is 70%, and the official registration fee is $100 USD. Note that the fee pays for a single attempt — a retake is charged at full price again, which is the expensive way to discover weak spots. The cheaper discovery method is self-testing: drill 325 practice questions at TestKingIT in timed mode until your scores clear the passing mark with room to spare, then register.

FINRA Investment Company and Variable Contracts Products Representative Examination (IR) Sample Questions:

Clem Shyster is a registered representative with a family of mutual funds. A married couple in their 50s
sought his advice about how they should best invest an $80,000 profit that they had received when they
sold a rental property they owned for a number of years. Their investment profile indicated to Clem that
their main investment objective was capital appreciation and that they were willing to accept moderate
levels of risk. Clem advised them to invest $10,000 in eight different growth funds, each of which had a
7 % front-end load. Has Clem violated any securities laws with his recommendation?

  • A. Yes. Although growth funds provide some amount of capital appreciation, Clem should have
    recommended that they spread their money among eight different aggressive growth funds instead, to
    achieve even greater capital appreciation.
  • B. Yes. Clem should have advised them to invest in funds that had a deferred sales charge instead of a
    front-end load.
  • C. Yes. There is a lot of overlap of the individual stocks in which growth funds invest, so recommending
    that they spread their funds among eight different growth funds has not provided them with significantly
    more diversification, and it has cost them more to do so, which will benefit Clem.
  • D. No. Growth funds invest in stocks that are selected to provide the capital appreciation that Clem's
    clients need, and an investment in eight such funds will provide them with maximum risk diversification.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

Which of the following statements regarding callable bonds is false?

  • A. Callable bonds offer a higher yield than non-callable bonds, all else equal.
  • B. The issuer of a callable bond is most likely to redeem the bond early when interest rates fall.
  • C. Investors in callable bonds are subject to prepayment risk.
  • D. A callable bond protects the investor by allowing him to sell his bond back to the issuer and invest in
    another, similar-risk bond that pays a higher rate of interest should the investor choose to do so.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

A mutual fund may not do which of the following, under any circumstances?
I. buy securities on margin
II. engage in short sales
III. change its investment objective
IV. invest in more than 1% of the outstanding voting stock of another investment company

  • A. III and IV only
  • B. I, II, and III only
  • C. III only
  • D. I and II only
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

The stock of Nutrisystem, Inc. (NTRI) is selling for $17.70 when Miss Piggy places a limit order to buy the
stock at $17.65. During the period the order is open, NTRI falls to $17.60 and then increases to
$ 17.67.Which of the following statements is most likely to be true in this scenario?

  • A. Miss Piggy bought the stock for no more than $17.60 a share.
  • B. Miss Piggy bought the stock for no more than $17.65 a share.
  • C. Miss Piggy bought the stock for $17.66 a share.
  • D. Miss Piggy bought NTRI at $17.67 a share.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

Marge is 57 and wants to retire early. Since she is not yet eligible for social security, she wants to begin
tapping a variable annuity to which she has been contributing for the last 20 years. Which of the following
statements regarding her withdrawals is true?

  • A. There is no way that Marge can begin making withdrawals without facing a 10% penalty for early
    withdrawal unless she is disabled or needs the money for medical expenses.
  • B. Marge can begin her withdrawals tax-free and without penalty under IRS rule 72(t) as long as she does
    so following the specific guidelines for a period of five years.
  • C. Marge can begin her withdrawals tax-free and without penalty under IRS rule 72(t) as long as she does
    so following the specific guidelines until she turns 59 1/2 , at which point she will no longer have to follow
    the specific guidelines.
  • D. Marge can begin her withdrawals without penalty under IRS rule 72(t) as long as she does so following
    the specific guidelines for a period of five years; however, the withdrawals will be subject to taxation.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

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