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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question 1

What does a limited payment whole life policy provide?

A. A lower premium.
B. Life time protection.
C. Protection to age 65.
D. Pure protection.

Question 2

An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A. the revocation of an insurance license held in another state.
B. a suspension from the National Association of Securities Dealers.
C. a felony criminal conviction.
D. the sharing of commissions with another qualified agent.

Question 3

To receive proceeds from a death benefit, a minor

A. must be at least 16 years old.
B. must have an appointed guardian.
C. can only be named as a contingent beneficiary.
D. must be related to the insured.

Question 4

Making a statement that is false and maliciously critical of the financial condition of an insurer is known as

A. misrepresentation.
B. defamation.
C. intimidation.
D. coercion.

Question 5

When a policy owner requests a partial surrender from her Universal Life Policy she Is requesting which of the
following?

A. A loan from the policy.
B. Cash withdrawal.
C. Surrender of the policy.
D. Decrease In the coverage amount.

Solutions: