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  • Total Questions: 107
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Years of concentrated work by experts and professors went into the NY-Independent-General-Adjuster collection at TestKingIT. The result: 107 practice questions with verified answers, three study formats, and a refund policy written in plain language.

Insurance Licensing NY-Independent-General-Adjuster Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYS DFS) / PSI Services LLC
Exam Name:New York Independent General Adjuster
Exam Number:17-70
Certificate Validity Period:Two years
Exam Format:Computer-based examination, Multiple-choice questions
Exam Price:$40 USD
Available Languages:English
Real Exam Qty:100
Passing Score:70%
Related Certifications:New York Independent Fidelity and Surety Adjuster
New York Independent Casualty Adjuster
New York Independent Inland Marine Adjuster
New York Independent Automobile Adjuster
New York Independent Accident and Health Adjuster
New York Independent Fire Adjuster
Exam Duration:120 minutes
Recommended Training:New York DFS Insurance Licensing Resources
PSI New York Insurance Candidate Bulletin
Exam Registration:New York State Department of Financial Services - Insurance Licensing
PSI New York Insurance Examination Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based examination administered by PSI at a test center or through remote proctoring.
Pre Condition:Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.
Official Syllabus URL:https://test-takers.psiexams.com/api/content/bulletin/7217

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Insurance Basics6%- Insurance Principles
  • 1. Causes and Valuation of Loss
    • 2. Hazards, Negligence and Liability
      • 3. Insurable Interest and Indemnity
        - Insurance Contracts
        • 1. Representations, Warranties and Concealment
          • 2. Elements and Characteristics
            - Policy Structure
            • 1. Limits, Deductibles and Other Insurance
              • 2. Declarations, Conditions and Exclusions
                • 3. Subrogation, Salvage and Loss Settlement
                  Homeowners Policy10%- Perils, Exclusions and Conditions
                  • 1. Exclusions and Conditions
                    • 2. Perils Insured Against
                      - Coverage Forms
                      • 1. HO-8
                        • 2. HO-2 through HO-6
                          - Property Coverages
                          • 1. Dwelling, Other Structures and Personal Property
                            • 2. Loss of Use and Additional Coverages
                              - Liability Coverages
                              • 1. Medical Payments to Others
                                • 2. Personal Liability
                                  - Selected Endorsements
                                  • 1. Earthquake, Identity Fraud and Home Business
                                    • 2. New York Special Provisions
                                      Commercial Package Policy38%- Commercial Inland Marine
                                      • 1. Jewelers Block, Signs and Electronic Data Processing
                                        • 2. Marine Definition and Conditions
                                          • 3. Accounts Receivable and Valuable Papers
                                            • 4. Contractors Equipment and Installation Floaters
                                              - Commercial Policy Components
                                              • 1. Common Policy Declarations
                                                • 2. Common Policy Conditions
                                                  - Transportation Coverages
                                                  • 1. Common Carrier Legal Liability
                                                    • 2. Transit Coverage
                                                      • 3. Motor Truck Cargo
                                                        Medical Reports and Terminology4%- Basic Human Anatomy
                                                        • 1. Cardiovascular and Abdominal Systems
                                                          • 2. Skeletal, Nervous and Respiratory Systems
                                                            - Medical Terminology
                                                            • 1. Medical Specialties
                                                              • 2. Prefixes, Suffixes and Abbreviations
                                                                - Injuries, Diseases and Medical Tests
                                                                • 1. Diagnostic Tests
                                                                  • 2. Common Injuries and Diseases
                                                                    Personal Inland Marine13%- Personal Articles Floater
                                                                    • 1. Scheduled Personal Property
                                                                      - Personal Property Floater
                                                                      • 1. Coverage and Eligible Property
                                                                        - Personal Effects Floater
                                                                        • 1. Coverage and Loss Settlement
                                                                          Accident and Health Insurance Basics6%- Types of Coverage
                                                                          • 1. Disability, Medical and Long-Term Care
                                                                            • 2. Accidental Injury and Sickness
                                                                              - Accident and Health Claims
                                                                              • 1. Investigation and Payment of Claims
                                                                                • 2. Notice and Proof of Loss
                                                                                  - Limited Policies
                                                                                  • 1. Accident-Only and Specified Disease
                                                                                    • 2. Hospital, Dental and Vision Coverage
                                                                                      Adjusting Losses11%- Claim Investigation
                                                                                      • 1. Evidence and Witness Statements
                                                                                        • 2. Claim Reporting and Documentation
                                                                                          - Property and Liability Losses
                                                                                          • 1. Coverage Verification and Loss Evaluation
                                                                                            • 2. Estimates, Depreciation and Salvage
                                                                                              - Role of the Adjuster
                                                                                              • 1. Independent, Staff and Public Adjusters
                                                                                                • 2. Duties and Responsibilities
                                                                                                  - Claim Settlement
                                                                                                  • 1. Negotiation and Releases
                                                                                                    • 2. Subrogation, Appraisal and Arbitration
                                                                                                      Insurance Regulation6%- Licensing Requirements
                                                                                                      • 1. Bond and Fingerprinting
                                                                                                        • 2. Qualifications and Application
                                                                                                          - License Maintenance
                                                                                                          • 1. Renewal and Changes
                                                                                                            • 2. Assumed Names and Reporting
                                                                                                              - Disciplinary Actions
                                                                                                              • 1. Suspension and Revocation
                                                                                                                • 2. Penalties and Cease and Desist Orders
                                                                                                                  - Claim Settlement Regulations
                                                                                                                  • 1. Consumer Privacy
                                                                                                                    • 2. Unfair Claim Practices
                                                                                                                      Dwelling Policy6%- Property Coverages
                                                                                                                      • 1. Dwelling and Other Structures
                                                                                                                        • 2. Personal Property and Loss of Use
                                                                                                                          - Coverage Forms and Perils
                                                                                                                          • 1. Covered Perils
                                                                                                                            • 2. Basic, Broad and Special Forms
                                                                                                                              - Exclusions, Conditions and Endorsements
                                                                                                                              • 1. General Exclusions and Conditions
                                                                                                                                • 2. New York and Selected Endorsements

                                                                                                                                  NY-Independent-General-Adjuster Exam FAQ

                                                                                                                                  Registration for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam costs $40 USD, and passing requires 70%. Retakes cost the full fee again, so gauge your readiness with the TestKingIT practice engines before booking your seat.

                                                                                                                                  The written refund policy applies. Take the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam within 60 days of purchase, and if you do not pass, TestKingIT refunds you in full. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.

                                                                                                                                  Computer-based examination administered by PSI at a test center or through remote proctoring. Registration for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam is handled through these official channels:

                                                                                                                                  After booking, your TestKingIT practice questions arrive by email within 1 minute — preparation can begin the same day.

                                                                                                                                  The NY-Independent-General-Adjuster exam is a Insurance Licensing certification exam validating the skills in the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) syllabus shown above. It counts toward these credential paths: New York Independent Accident and Health Adjuster, New York Independent Automobile Adjuster, New York Independent Casualty Adjuster, New York Independent Fire Adjuster, New York Independent Inland Marine Adjuster, New York Independent Fidelity and Surety Adjuster. Candidates at many career stages take it in 2026 to demonstrate verified capability. TestKingIT prepares you with 107 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.

                                                                                                                                  Everything, in one purchase: 107 practice questions for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam in three formats — a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. You also receive a free demo, 365 days of free updates from a team that keeps innovating on the material, a 50% renewal discount afterward, unlimited installations, and considerate pre-sale and after-sale service.

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam contains 100 with 120 minutes to complete them. Practicing under the same time constraint with the TestKingIT Desktop Test Engine makes exam-day pacing feel rehearsed.

                                                                                                                                  Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination. Since policies evolve, confirm the current requirements on the official Insurance Licensing exam page before you schedule.

                                                                                                                                  Insurance Licensing recommends the following training for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam:

                                                                                                                                  Supplement the training with the 107 practice questions from TestKingIT — self-testing reveals what training alone cannot.

                                                                                                                                  The official Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) outline defines 9 domains, the three largest being Insurance Basics (6%), Medical Reports and Terminology (4%), and Insurance Regulation (6%). The complete list is in the topics section above, and TestKingIT's 107 practice questions address every domain.

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Which is NOT a type of bond?

                                                                                                                                  • A. Court.
                                                                                                                                  • B. Obligee.
                                                                                                                                  • C. Bid.
                                                                                                                                  • D. Performance.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                                                                                                  Long-term care policies cover expenses for care when the insured CANNOT perform all of the following activities of daily living EXCEPT

                                                                                                                                  • A. Toileting.
                                                                                                                                  • B. Bathing.
                                                                                                                                  • C. Transferring.
                                                                                                                                  • D. Shopping.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                                                                                                  The Commercial Inland Marine Conditions Form, when attached to the Commercial Inland Marine Coverage Section, provides which of the following?

                                                                                                                                  • A. The insured party's duties in the event of a loss.
                                                                                                                                  • B. Warranty of properly packed cargo.
                                                                                                                                  • C. Transportation and/or communication coverage.
                                                                                                                                  • D. Natural disaster coverage.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                                                                                                  Homeowner Policies exclude coverage for

                                                                                                                                  • A. debris removal.
                                                                                                                                  • B. earth movement.
                                                                                                                                  • C. property removed to protect it from covered peril.
                                                                                                                                  • D. fire department service charge.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                                                                                                  Under a Homeowners policy, which of the following is an insured location?

                                                                                                                                  • A. Office building.
                                                                                                                                  • B. Airport.
                                                                                                                                  • C. Cemetery plots of any insured.
                                                                                                                                  • D. Farmland.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

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                                                                                                                                  14 Customer ReviewsCustomers Feedback (* Some similar or old comments have been hidden.)

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