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  • Total Questions: 132
  • Updated on: Sep 21, 2026
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The Insurance Licensing certificate is popular among job seekers, yet few candidates pass — that gap is exactly where preparation quality decides outcomes. TestKingIT closes it with 132 practice questions for the InsNV_Health02 exam, every answer verified by experts.

Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Real Exam Qty:150
Exam Duration:180 minutes
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Exam Format:Multiple Choice
Related Certifications:Nevada Insurance Producer License
Available Languages:English
Exam Price:$50 USD
Passing Score:70%
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Nevada Division of Insurance Licensing
Pearson VUE Nevada Insurance Licensing Exam Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Government Health Insurance Programs- Medicare
  • 1. Medicare supplement insurance
    • 2. Medicare parts and eligibility
      - Medicaid and Other Programs
      • 1. Medicaid eligibility and coverage
        General Insurance Regulation- Licensing Requirements and Responsibilities
        • 1. Continuing education and license maintenance
          • 2. Producer licensing requirements
            - Nevada Insurance Department and Regulatory Authority
            • 1. Insurance laws, rules, and regulations
              • 2. Commissioner of Insurance powers and duties
                Health Insurance Policy Provisions- Claims and Benefits
                • 1. Benefit determination and payment
                  • 2. Claim procedures
                    - Mandatory and Optional Provisions
                    • 1. Renewability provisions
                      • 2. Policy requirements and clauses
                        Producer Duties and Ethics- Ethical Responsibilities
                        • 1. Fiduciary responsibilities
                          • 2. Consumer protection requirements
                            - Sales Practices
                            • 1. Unfair trade practices
                              • 2. Advertising and marketing rules
                                Accident and Health Insurance Fundamentals- Disability Income Insurance
                                • 1. Disability definitions and benefits
                                  • 2. Elimination periods and benefit periods
                                    - Types of Health Insurance Policies
                                    • 1. Individual health insurance
                                      • 2. Managed care plans
                                        • 3. Group health insurance
                                          - Medical Expense Insurance
                                          • 1. Major medical plans
                                            • 2. Hospital, surgical, and physician expense coverage
                                              Insurance Basics- Risk Management and Insurance Concepts
                                              • 1. Types of risk and methods of handling risk
                                                • 2. Insurance principles and contract characteristics
                                                  - Insurance Contracts
                                                  • 1. Contract elements
                                                    • 2. Policy provisions, riders, and exclusions

                                                      Before the Insurance Licensing NV Accident and Health: Questions Worth Asking

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                                                      If you take the InsNV_Health02 exam within 60 days of purchase and do not pass, the TestKingIT money back guarantee applies: file your claim within 2 days of the exam with a scanned enrollment slip and the official score report (PDF), and it will be processed within 7 days. The candidate name must match the payer name; the policy excludes exams taken within 3 days of purchase, purchases never used in an actual exam attempt, free materials, and expired orders. If you would rather keep preparing than refund, exchange the product for two free exam packages of equal value and keep the update service on your original purchase.

                                                      The Insurance Licensing NV Accident and Health syllabus spans 6 domains, headlined by Insurance Basics, Producer Duties and Ethics, and General Insurance Regulation. The full weighted outline is in the syllabus section above — our materials strictly follow it, and so should your study plan.

                                                      For the Insurance Licensing NV Accident and Health, Insurance Licensing recommends these training resources:

                                                      Training courses teach the material; repeated practice makes it stick. Add 132 practice questions from TestKingIT to either option and key knowledge moves from short-term memory to exam-ready reflex.

                                                      The InsNV_Health02 exam — formally the NV Accident and Health — is Insurance Licensing's certification exam for validating professional skills with its technologies; passing it earns the Nevada Insurance Licensing certification, a Licensed Insurance Producer-level credential. It is popular among job seekers for a simple reason: employers trust vendor-issued proof of skill. It also opens the path toward Nevada Insurance Producer License.

                                                      You can book the Insurance Licensing NV Accident and Health through these official channels:

                                                      One scheduling note: the InsNV_Health02 exam is delivered Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. — keep that in mind when choosing your session.

                                                      The InsNV_Health02 exam gives you 150 questions to complete within 180 minutes. That pacing is tighter than it looks on paper, and untimed practice will not reveal it. Rehearse with the TestKingIT Windows software or online engine in timed mode — repeating full-length mocks until your rhythm holds is what turns preparation time into passing margin.

                                                      Passing requires 70%, and official registration costs $50 USD. Remember the fee buys one attempt only — a retake is billed in full again. The budget-friendly approach is to measure yourself first: work through 132 practice questions at TestKingIT under timed conditions until you clear the passing mark consistently, and only then pay for the seat.

                                                      Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.

                                                      Vendor policies change from time to time, so before scheduling, confirm the current criteria on the official Insurance Licensing exam page.

                                                      Yes — TestKingIT offers a free PDF demo of the InsNV_Health02 practice questions so you can evaluate the content quality and verified answers before paying anything. Once you purchase, 365 days of free updates are included, and if the product expires, the update service renews at a 50% discount from your member zone.

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Under an individual health policy issued in Nevada, a newborn is automatically covered for a MAXIMUM of how many days after birth?

                                                      • A. Two
                                                      • B. Ten
                                                      • C. Thirty-one
                                                      • D. Five
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                      Under a Gold health insurance plan, an insurer would be expected to pay which percentage of medical costs?

                                                      • A. 60%
                                                      • B. 80%
                                                      • C. 70%
                                                      • D. 90%
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

                                                      Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                      A prospect submits an Accident and Health application with the premium and receives a conditional receipt.
                                                      The insurance company issues a policy and mails it to the insured, but the insured never receives it. Which of the following statements is CORRECT about this situation?

                                                      • A. The policy will be in force as soon as the company issues a replacement policy.
                                                      • B. The policy is in force.
                                                      • C. The policy is not in force because delivery was not completed.
                                                      • D. The policy will be in force five business days after the prospect notifies the company that the prospect has not received the policy.
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

                                                      Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                      According to Nevada law, an authorized insurer is BEST defined as:

                                                      • A. an insurer with a certificate of authority issued by the Insurance Commissioner of Nevada
                                                      • B. an insurer authorized under a certificate of authority issued by the Governor of Nevada
                                                      • C. an insurer with a certificate of authority issued by the National Association of Insurance Commissioners (NAIC)
                                                      • D. any insurer with minimum assets as required by this state
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

                                                      The Fair Credit Reporting Act requires that:

                                                      • A. insurance companies pay interest on claims that are paid late
                                                      • B. insurance companies treat insureds fairly and not discriminate
                                                      • C. applicants be advised that a consumer report may be requested
                                                      • D. interest charged on premium loans be limited to a specified amount
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for TestKingIT members. You can sign-up / login (it's free).

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